“There is always a lot to spend money on, and sometimes the bills can’t wait for the salary to be paid” Tope complained when his wife informed him that they had run out of cooking gas and had to refill.
He had just moved to a new location with his family and the bills seemed to be coming at such speed that he could hardly keep up. Barely three weeks in the new apartment, the electricity bill had arrived.
The new apartment was bigger than the last and their two double-seater cushions left too much space vacant in the seating room.
They needed to get a couple more furniture to fill the space. His wife had not stopped reminding him of the car he promised to get, in order to ease mobility for the family.
Everyone has been a Tope at some point in time, and that is why everyone needs a financial partner like FirstBank, Nigeria’s premier and leading financial services brand.
FirstBank offers a variety of loan products that can help you ease off pressure as you work towards meeting pressing and urgent needs, as well as medium term goals.
FirstAdvance is a digital product tailored for Salary Account holders, who have an urgent cash need and would want to access salary advance from the bank. If you have held a salary account with FirstBank for up to two months, you can access 50% of your monthly net salary and as much as half a million naira (N500,000).
A physical visit to the bank branch is not required as you can access it via the FirstMobile (FirstBank’s Mobile banking app) and USSD channels. To access the service via USSD, dial 89411# from the phone number linked with your FirstBank account.
This has proved to be the solution for many people while emergencies arise before pay day. There is no point in waiting for month end before you can take on those pressing financial obligations.
FirstCredit is another digital product designed to cater for the non-salaried individuals. All that is required is for your account to have been active and transacting in FirstBank for six months or more to access FirstCredit. It provides customers with quick and easy access to loans to fund urgent transactions.
You do not need a smart phone or a physical visit to the bank to get this done as well. This credit facility can be accessed using a mobile phone and the USSD banking code, 89411#. You can access as much as N300,000 to be repaid within 30 days.
No physical documentation or collateral is required, neither do you need a physical visit to the bank to access both loans. Imagine the confidence that comes with sorting out your bills within minutes and without having to wait till month end.
Salary accounts should do more than receiving your monthly pay from your employer. It should be instrumental in making your day-to-day living easier, and this is what having your salary account with FirstBank can achieve for you.
You can get a Personal Loan Against Salary (PLAS) if you have a a longer-term project at hand or investments to make. It may be paying school fees for your kids, acquiring assets or renovating your properties, paying rent, taking professional examinations. Customer who qualify can access Up to N50 million based on their net monthly income and rates are competitive, while offering long term and flexible repayments up to 48 months tenor.
Despite all these benefits and ease in access to loans, it literarily costs nothing to open a FirstBank Salary Account. Zero opening balance, Zero minimum daily operating balance, Zero account maintenance charge, plus you even get your first debit card issued for free.
Truly, it is always “YOU FIRST” from FirstBank. Culled from Nairametrics
NNPC Ltd Launches Free Cancer Screening Campaign, Targets 3,000 Nigerians The Nigerian National Petroleum Company Ltd (NNPC Ltd) through NNPC Foundation, its Corporate Social Responsibility (CSR) arm, is set to launch a free cancer screening campaign to address Nigeria’s rising cancer cases. The campaign tagged “Cancer Awareness and ZSX Screening” will provide, not just free cancer screening to indigent Nigerians, but also health education, workshops, and consultations with healthcare professionals aimed at empowering individuals to recognize early symptoms, adopt preventive health measures, and better understand the importance of regular screenings. The campaign which will be organised in collaboration with local health authorities and expert healthcare providers is targeted at reaching about 3,000 individuals across the six geo-political zones with screening centres in Kaduna, Rivers, Ondo, Benue, Imo, and Gombe. The initiative will focus on breast, cervical, and prostate cancer, offering critical early detection support for at-risk populations. Shedding more light on the objectives of the campaign, the Managing Director of NNPC Foundation, Mrs. Emmanuella Arukwe, said: “The fight against cancer requires a collective effort and a commitment to ensuring accessible healthcare. This campaign is about more than just screening; it’s about saving lives, building awareness, and creating pathways to preventive care for Nigerians who need it most. “In a country of over 200 million people, too many still lack access to the early detection tools that could make a life-saving difference. NNPC Foundation is dedicated to addressing this critical gap by bringing cancer screenings directly to communities. Early detection is crucial to improving survival rates, and this campaign is a vital step towards that goal.” Cancer remains one of the most formidable health challenges in Nigeria, with over 79,000 cancer-related deaths annually, according to the World Health Organization (WHO). The most common cancers affecting Nigerian men include prostate and liver cancer, while women are predominantly impacted by breast and cervical cancers. The campaign seeks to counter the trend of late-stage diagnoses, which occur frequently due to limited access to screening facilities, cultural stigmas, and insufficient awareness. This initiative follows the success of a screening drive in February 2024, where over 200 Abuja residents received free breast, cervical, and prostate cancer screenings. These free cancer screening campaigns reflect NNPC Ltd.’s broader mission to promote health equity and enhance the well-being of Nigerians across the country through its Foundation.
Lagos University Teaching Hospital (LUTH) Marks 62nd Anniversary with Special presentation on Brain Drain
AJAGBE ADEYEMI TESLIM
SPONSORED BY: H&H
The Lagos University Teaching Hospital, LUTH, Wednesday marked its 62nd anniversary at a forum where administrators proffered suggestions on how to stem the tide of brain drain in the medical sector.
The Chief Medical Director, Prof Wasiu Adeyemo said the dedication and commitment of the hospital’s staff enabled LUTH to survive the pangs of brain drain.
“Whatever successes we celebrate today would not have been possible without the hard work and resilience of the hospital staff,” he stated.
Keynote speaker, Prof. Chris Bode highlighted the growing phenomenon of brain drain, locally known as the “Japa syndrome”, which refers to fleeing from hardship with no intention of returning.
This trend is increasingly visible among Nigerian healthcare professionals, many of whom are seeking better opportunities abroad.
Professor Bode noted that migration is a global phenomenon affecting all species, but in Nigeria’s case, it has serious consequences for the healthcare sector.
“We are losing doctors and nurses after investing significant resources in training them,” he said, and warned that the country faces a critical shortage, with one doctor for every 4,000 Nigerians—far below the World Health Organization’s recommended ratio of one doctor per 600 people.
Citing recent data, Prof. Bode stressed that Nigeria needs at least 240,000 doctors to meet healthcare demands, but current production rates suggest that the country will still be short in 100 years without drastic changes.
He lamented the paradox of unemployed doctors despite nationwide shortages, attributing the problem to the concentration of medical professionals in urban centers as Lagos and Abuja.
The former chief medical director fingered poor remuneration as the leading cause of migration, with 91% of healthcare workers citing dismal pay as their reason for leaving.
“How can someone spend nearly 30 years in training only to earn a pittance?” Prof. Bode asked, warning that if the trend continues, more staff may leave to worsen Nigeria’s healthcare crisis.
He also blamed poor working conditions, insecurity, and a lack of career prospect as additional push factors.
Prof Bode also touched on cultural challenges faced by Nigerian professionals abroad, including racism and loneliness. “Some people thrive overseas, but others struggle with isolation,” he said, stressing the importance of self-awareness by individuals considering migration.
While acknowledging the benefits of migration—such as remittances, advanced training, and better living conditions—Professor Bode questioned the long-term impact.
He concluded by urging the government to improve salaries, working conditions, and rural infrastructure to encourage healthcare workers to stay. “If we want different results, we must do things differently,” he emphasized.
Sundry speakers agreed on the need for collective action to address the brain drain crisis and reposition Nigeria’s healthcare sector for sustainable growth.
The highlight of the event was the recognition of the best clinical department and non-clinical department in the past year.
PRESIDENT TINUBU CELEBRATES OLORI ONIKEPO OLUFUNMIKE AKANDE ON HER 80TH BIRTHDAY
AJAGBE ADEYEMI TESLIM
SPONSORED BY: H&H
President Bola Tinubu congratulates Olori Onikepo Olufunmike Akande, OON, CON, as she joyfully marks her 80th birthday on 29 October.
Akande
A true pioneer, Onikepo Akande holds the honour of being Nigeria’s first female Minister of Industry and the second female President of the Lagos Chamber of Commerce & Industry.
In celebrating her, President Tinubu highlights Olori Akande’s trailblazing record and her contributions to Nigeria’s public and private sectors.
Affectionately known as Nike, she is revered not only as an exceptional leader but also as the Iyalaje Iyalode of Ibadanland, a devoted wife to Oba Adebayo Akande, the Ekaarun Olubadan of Ibadanland, a proud mother, and beloved grandmother.
In the early 1990s, she served as a director of the National Insurance Corporation of Nigeria (NICON) and the Nigeria Industrial Development Bank (NIDB), now known as the Bank of Industry. She was also a member of the Board of Trustees of the National Centre for Women Development in Abuja from 1992 to 1994.
President Tinubu commends her exceptional service as a boardroom player, public administrator, community leader, philanthropist, and business executive.
President Tinubu also praises Nike Akande for her tenure as Minister of Industry, acknowledging her dedication and commitment to driving progress in the nation.
Her remarkable career, bolstered by her Harvard education and expertise in investment, has earned her numerous national and international accolades, particularly in empowering women in commerce and entrepreneurship.
The President expresses deep gratitude to Nike Akande for her unwavering commitment to mentoring and uplifting others, asserting she is a role model to countless women across Nigeria.
He honours the Iyalaje Iyalode of Ibadanland as a symbol of beauty, diligence, courage, affection, and kindness. President Tinubu also notes her exemplary role as a supportive wife to a respected traditional ruler and as a mother whose children have achieved great success.
The President prays to God Almighty to bless Nike Akande with continued health and longevity, allowing her to share her inspiring life story and encourage others to embrace optimism and resilience.